Refinancing is often used to lower your interest rate. If rates have dropped since you last financed your home, you may want to consider refinancing. Other common reasons to refinance include paying off a balloon payment, converting an adjustable rate loan to a fixed rate loan, or to extract cash equity in your home (cash out). A few reasons for cashing out include: home improvement, an education fund, and consolidating debt. Again, if you have any portfolio or hard money mortgage on a residential or commercial loan, you may want to contact us to find any alternative options. We have varieties of loan programs to fit your needs.
Another way to convert equity in your home to cash is a "home equity" loan. A "home equity" loan is an alternative to refinancing if your home loan has a very low rate compared to current interest rates or if you have a prepayment penalty on your loan. Just imagine what you could do with an extra $100, $300, or more each and every month. You might decide to apply the savings toward your balance and build equity faster. Or maybe you just might want to put the money in your savings account or portfolio and watch it GROW! The best thing is; you're in control. You decide what is best for your family! You can always contact us with any questions or apply online.


  • Reduce Your Interest Rate
  • Cash Out Equity for Home Improvements
  • Consolidate Debt
  • Lower Monthly Payments

To Refinance You'll Need:

You need fill out our online complete application and send necessary documents to proceed. Please click on the for the paperwork we need in order to proceed on the refinance. 
If you are seeking for lite doc or bank statement loan program, please contact with one of our mortgage consultants for details. We appreciate your business and referrals.

Click Here To See Paperwork Needed