Subprime Loans

We are proud to offer subprime products (only in Virginia) in this time. If your loan has been declined from the bank, please contact us and see if we can help you to find the mortgage loan you need. This loans can be Investment or Primary Resident. The intestest rate normally start from 6%- 8% based on credit score and down payment. This program may temporary help you to own the house and refinance after few months or year. This is a perfect program for Investors. Here are our products highlights:

SELF EMPLOYED LOAN PROGRAM:

  1. No Tax Returns or W-2’s for Self-employed
  2. 24 months Bank Statement
  3. 20%- 25% Down Payment
  4. Minimum 620 Credit Score
  5. Two years BK, Foreclosure, Short sale
NON AGENTCY FALLS OUT LOANS:

   1. One Day After Bankruptcy or Foreclosure or  Short Sale
   2. Minimum 550 Credit Score 
   3. Minimum 20% Down Payment 
   4.  Up to 50% DTI- Verified Income 


AGENTCY MORTGAGE LOANS:

  1.  Two Years After the Foreclosure, Bankruptcy or Shortsale
  2.  Minimum 640 Credit Score
  3.  Minimum 20% Down Payment
  4.  Up to 50% DTI- Verified Income
 
FOREIGN NATIONAL PROGRAM:

   1.  No Credit History Required
   2.  NO SSN or EIN Required
   3.  Minimum 30% Down Payment
   4.  Up to 50% DTI- Verified Foreign Income
   5.  12 Months Reserve

If you have any tough loans in Maryland, Washington DC or Pennsylvania, let us know. We may have to work under FHA, Conventiaonal, VA or USDA. Please visit our video library for details.