USDA Loans: 100 Percent Financing


 
The USDA changed rules in 2009 that make millions of Americans eligible for its rural mortgage programs. The American dream of home ownership has become more difficult as families struggle to come up with the 20-percent down payment that many conventional home loans require. With the USDA loan, many are still able to get a zero-down home loan. We can structure the loan so that you may be able to buy a home for as low as a $2,000 cash investment from your pocket. Please contact us now for details.

Do I Qualify for a USDA Loan?

 
In the past, USDA Loans were often call "farmers’ loans," but times have changed. Almost anyone outside of a major metropolitan area looking to purchase a home can qualify for a USDA loan. Eligibility varies based on area, your income, credit history, and number of dependents claimed, so it's important that you call and speak with one of our experts to see if you qualify.
 
    Zero money down and 100-percent financing is available
    USDA loans come directly from the federal government or from government-approved and government-backed lenders
    You can have lower monthly payments with terms up to 38 years
    Bad credit can qualify
    Low income families can qualify
 
USDA Loans are for:
 
    New home
    Pre-existing home
    Condominium
    Townhouse
    Land and the cost of building a home
 
You may want to visit our video library for a better understanding of USDA loans. Apply now and become a homeowner!!!